South African tax, calculated clearly. Enter your income and get a full breakdown of what you owe SARS — and what stays in your pocket.
Enter income to see breakdown.
Enter income to see breakdown.
Enter income to see breakdown.
Enter income to see breakdown.
Enter foreign dividends and foreign tax to see calculation.
Enter RA contributions to see calculation.
Enter capital gains to see calculation.
Enter income to see calculation.
Enter income to see calculation.
Enter income to see calculation.
Enter salary to see calculation.
| Item | 2024/25 | 2025/26 | 2026/27 |
|---|---|---|---|
| Primary rebate | R 17 235 | R 17 235 | R 17 820 |
| Secondary rebate (65+) | R 9 444 | R 9 444 | R 9 765 |
| Tertiary rebate (75+) | R 3 145 | R 3 145 | R 3 249 |
| Tax threshold (under 65) | R 95 750 | R 95 750 | R 99 000 |
| Tax threshold (65–74) | R 148 217 | R 148 217 | R 153 250 |
| Tax threshold (75+) | R 165 689 | R 165 689 | R 171 300 |
| RA deduction cap | R 350 000 | R 350 000 | R 430 000 |
| Medical credit (main and first dependant) | R 364/mo | R 364/mo | R 376/mo |
| Medical credit (additional) | R 246/mo | R 246/mo | R 254/mo |
| CGT annual exclusion | R 40 000 | R 40 000 | R 50 000 |
| CGT inclusion rate | 40% | 40% | 40% |
| Dividends withholding tax | 20% | 20% | 20% |
| UIF employee rate | 1% | 1% | 1% |
| UIF monthly cap | R 177.12 | R 177.12 | R 177.12 |
File your personal income tax return online via the SARS eFiling portal. Required for all individual taxpayers.
Visit SARS eFiling →Download official SARS tax rate tables, rebates, and thresholds directly from the SARS website.
View official rates →Provisional taxpayers must submit estimates and make payments twice yearly. Learn who qualifies and how it works.
Learn about provisional tax →Understand Section 6A and Section 6B medical tax credits, scheme membership, and how to maximise your credit.
Medical credits guide →RA contributions are tax-deductible up to 27.5% of your remuneration or taxable income, subject to an annual rand cap (R350 000 for 2024/25 and 2025/26; R430 000 for 2026/27).
RA deductions explained →CGT applies when you sell assets for a profit. Individuals have an annual exclusion (R40 000–R50 000 depending on the tax year) and a 40% inclusion rate.
CGT guide →Donations to SARS-approved Public Benefit Organisations (PBOs) are deductible up to 10% of your taxable income. Always obtain a valid Section 18A receipt from the organisation — without it, SARS will disallow the deduction on assessment.
A free, transparent tool built to help South Africans understand exactly what they owe — and why. No subscriptions, no hidden fees, no guesswork.
Tax in South Africa is complex. Most calculators give you a number without showing their work. We built SA Tax Tools to change that — every output is backed by a step-by-step breakdown referencing the exact SARS legislation so you can verify each calculation yourself.
Full SARS tables for 2024/25 through 2026/27, updated with each Budget Speech.
Salary, bonus, commission, rental, interest, dividends, and capital gains — handled correctly.
RA contributions with the correct cap, medical credits (Section 6A and 6B), and age-based rebates.
Every result is expandable with a full formula breakdown — no black boxes.
Compare your PAYE deducted against your actual tax liability to see if SARS owes you a refund.
Compare two packages side by side and see the real after-tax take-home difference.
All tax tables, rebates, thresholds, medical credits, and exemption limits are sourced directly from SARS official publications and the annual Budget Speech. Where figures have not yet been published (e.g. interim tax years), this is explicitly noted.
This tool is for estimation and educational purposes. It does not constitute professional tax advice. Always consult a registered tax practitioner (RTP) or tax attorney for your personal tax affairs.
Your calculations run entirely in your browser. Nothing is sent to a server — we do not collect, transmit, or store any of your financial data.
Got a question, spotted an error in the numbers, or want to suggest a feature? We'd love to hear from you.
| Description | Asset type / rate | Cost price (R) | W&T / yr |
|---|
SARS may request a scaled floor plan, photographs of the office, and the employer's written work-from-home requirement on assessment or audit. Retain these for 5 years.
| Description | Asset type / rate | Cost price (R) | W&T / yr |
|---|
| Description | Cost (R) | |
|---|---|---|
This calculator is for indicative purposes only and does not constitute tax advice. Primary residence CGT involves nuanced facts — the exclusion, apportionment, and valuation date rules each require careful consideration. Consult a registered tax practitioner for advice on your specific situation.
This tool is for indicative purposes only and does not constitute tax advice. Your actual refund or liability depends on the final SARS assessment. Consult a registered tax practitioner for personalised advice.
Last updated: March 2026
SA Tax Tools operates the website sataxtools.co.za (the "Site"), which provides a free South African income tax calculator for informational purposes. The Site is operated by an individual and is not affiliated with SARS or the South African government.
We do not require you to create an account or provide personal information to use the tax calculator. However, the following information may be collected automatically:
All tax calculations run entirely in your browser. No financial data you enter is transmitted to our servers.
We use the information collected to:
We do not sell your personal information to third parties.
This Site uses Google AdSense to display advertisements. Google AdSense uses cookies to serve ads based on your prior visits to this and other websites.
Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the internet. You may opt out of personalised advertising by visiting Google Ads Settings.
For more information on how Google uses data, visit How Google uses data when you use our partners' sites.
We use Google Analytics to understand how visitors interact with the Site. Google Analytics collects anonymised usage data using cookies. This data is processed by Google in accordance with their Privacy Policy.
You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.
We use the following third-party services which may collect data independently:
Each of these services has its own privacy policy governing how they handle your data.
We retain anonymised analytics data for up to 26 months. No personal financial data entered into the calculator is collected or retained.
Under the Protection of Personal Information Act (POPIA), South African residents have the right to:
To exercise any of these rights, please contact us using the details on the Contact page.
This Site is not directed at children under the age of 13. We do not knowingly collect personal information from children.
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated date at the top. We encourage you to review this policy periodically.
If you have any questions about this Privacy Policy or how we handle your data, please use the Contact page or email us directly at sataxtools@gmail.com.
Website: sataxtools.co.za
This comparison is indicative only and does not constitute tax advice. The 80% travel allowance assumption applies where no business-use logbook is maintained (s8(1)(b)). Actual take-home depends on your full tax position and payroll deductions. Consult a registered tax practitioner for personalised advice.